Are you ready to tackle debt, but you want to do it the smart way? If you’re serious about changing the way you think about spending and want to become debt-free fast, then this program is for you!
The Get out of Debt Now course is the only interactive online course that doesn’t give you a “one-size-fits-all” package. We know that there are many reasons for debt - from emotional spending to bad luck – and not everyone handles debt the same way. So why not create a smarter and faster method that matches your personality?
Here's the one common denominator: You are sick and tired of debt. It’s holding you back from your dreams. You know what dreams I’m talking about…
Dreams that don’t require you to feel ashamed or embarrassed because you can’t afford them … or spend sleepless nights worrying about your future … or take sucky jobs because you need them to pay down your debt.
We’re here to help you face your debt head-on and smack it to ZERO as fast as you can. Because you deserve a future ruled by your dreams, not your debt.
It feels like debt is controlling your life, and there are days when you feel helpless. Secretly, you want to abandon all the trappings of adulthood and find a fairy godmother who will take care of all your problems. You want to be free of this burden and you want it now.
U.S. credit card debt reached an all-time high at $870 billion.
About 1 in 11 Americans who have debt say they don’t think they’ll ever be completely free of debt
Only 39% of Americans have enough savings to cover a $1,000 emergency
The average American household carries over $137,000 in debt
1 in 5 adult Americans carry student loan debt. About 1 out of 4 borrowers owe more than $50,000.
You work hard and you’re ambitious. When you direct that same energy to paying off your debt, you can break those chains in no time at all. And once you do, you can:
Instead of hiding from your debt, you can take charge of your finances and eliminate your debt, once and for all. Bring an open mind, dreams, effort, and courage, and get ready to unlock the door to a future of possibilities.
Well, maybe more than one. Like the amount of your debt. The size of your paycheck. The “stuff” you keep accumulating. (By the way, that’s all fixable!)
As wonderful as freedom from debt sounds, learning HOW TO GET THERE requires a learning curve, even more effort, plus discipline, and patience.
I’m going to be real with you: Becoming debt-free is anything but easy. If you’ve already taken a hard look at your financial picture, you know the obstacles in front of you, and it can feel overwhelming and even scary…but oh so worth it.
There is a lot of information out there, but it’s confusing. Even contradictory. One expert tells you to pay off the credit card with the lowest balance first, while another insists you pay down the one with the highest interest rate first. Who do you believe? And do the same “rules” apply to everyone? Do you need to give up your credit cards altogether, even though you are a responsible spender? What if the “one-size-fits-all advice” isn’t the smartest approach?
The field of personal finance, and especially the special conditions placed on certain types of debt, is, well, boring (and intimidating). It’s filled with jargon (FICO scores and APRs, anyone?) that is meant to confuse the average consumer. And then the information is presented in such a technical manner that it’s tough to understand, let alone, get enthused about paying back debt. And let’s face it, this subject is not the most exciting in the world.
You are your own worst enemy. Sure, you want to believe you can do it, but that little voice inside of your head tells you that you aren’t smart enough, ambitious enough, or courageous enough to make it happen. Worse, some of your own family and friends question your ability to pay off your debt and get your finances in order. It’s hard to keep the faith when you’re traveling on such a lonely road.
I’m a smart, ambitious woman who ran out of luck in her early 30s. And when I finally landed on my feet, I owned nothing but debt. Now I’m on the backside, staring down at respectable net worth and proud to have ZERO debt. But I traveled alone; I didn’t have the resources, or even a mentor, to help me along. And that’s why I created the Get out of Debt NOW course: the only interactive online course with a built-in community that gives you a personalized route to freedom from debt.
Maybe you’ve signed up for some debt counseling classes or even an online course, only to be disappointed. I know I’ve taken plenty of online courses over the years, and to be honest, I seldom finished them - I just couldn’t sit through another talking-head video recording. So when I set out to design my course, I knew I wanted to create something unique…something FUN . . . and ACCESSIBLE . . . so that everyone walks away a winner. I want you to be EXCITED about the journey.
Early Exit Academy courses are gamified and highly interactive. That means you’ll have activities to download and complete, and when you do - you’ll be rewarded with Academy coins that unlock the next section. Our setting is Debt Mountain. Once you’ve climbed the mountain, there’s an Explorer badge waiting for you – a badge that unlocks a BONUS session that will help you launch a side hustle.
Here's what's inside each lesson.
Mission: Build your emergency savings fund and create SMARTER savings goals.
Mission: Take steps to build an ‘Excellent’ credit score.
Mission: Begin paying off debt the smart and fast way.
Mission: Consider alternatives if your debt is a tremendous burden.
Mission: Tap into specialized resources that will help you pay down student loans, mortgages, and medical debt.
Mission: Get a profitable side hustle to boost your income and speed your journey to debt-freedom.
We want you to be completely satisfied with your experience at the Academy. If for any reason you are not thrilled with the content and the potential impact the course will have on your dreams of leaving the workplace early, we will refund 100% of the tuition within the first 21 days. No hoops! Just send us an email at firstname.lastname@example.org
What results can I expect from the course?
When you successfully complete this course, including all assignments, you can expect these results:
What makes this course different from other courses?
All of our Academy courses are highly interactive with built-in rewards that motivate you to complete activities and take actions toward eliminating debt. Our companion Facebook groups give you a supportive and private community filled with new friends who will cheer you on your path. We are results-driven and deeply invested in your success!
Will I have immediate access to the course and private Facebook community?
Yes, you will have instant access to the course. Then look for an invitation to our private Facebook community (Debt Slayers).
Do I have to have a Facebook account to join the Facebook community?
Yes. We take your privacy seriously, so we set up a SECRET group, which means that only Get out of Debt NOW students can access the group and view the information.
How long will it take me to complete the course?
The course has five lessons plus a bonus section. Expect to spend at least three weeks completing the course – including all the activities. Because the course is self-paced, you can go as fast or as slow as you like. However, the only way to unlock the next lesson is to collect coins by completing activities. And once you've completed the course, you can return to it any time you like.
What’s included in each lesson?
Lessons include a variety of multimedia tools designed to keep you engaged. You’ll find knowledge sessions taught by Dr. Brenda, instructional videos, links to top-notch resources, fun interactive exercises, and get-ahead downloads. Plus, the course includes Facebook sharing activities that will connect you to our supportive private group. And did we mention that the course is beautifully designed, even eye-popping?
What type of technology do I need for the course?
You’ll need internet access and basic knowledge of how to download and print/save files. Many of the resources are PDF-fillable. If you don’t already have Adobe Acrobat, you’ll be prompted to download it.
Should I get my family and friends to enroll?
If you know someone who would benefit from an Early Exit Academy course, by all means invite them! If you like, you can even join our Affiliate Program, and when friends and family sign up through your unique link, you get 30% commissions. SWEET!
What if I have questions while I’m going through the course?
If you have a question, just send an email to email@example.com. Dr. Brenda or a member of her team will respond as quickly as possible.